Make the Move to Lower Your Payments Today!
Lighten Your Debt Load with an HHCU Credit Card Balance Transfer! While the initial offers on many credit cards might seem appealing, they often come attached to high interest rates that can quickly overshadow those early savings. Choose a smarter way to manage your debt with HHCU’s competitive rates and start your journey towards financial freedom today.
With a Hoosier Hills Credit Union Visa® Credit Card, you can enjoy rates as low as 9.9% APR*, PLUS no balance transfer fees, no annual fees and no cash advance fee. Have your rate and no fees, too! We make it easy to stop overpaying, month after month.
Already have an HHCU Visa Credit Card and interested in transferring your balance?
Complete the form that pops up when you select the “Transfer Now!” button below, and someone from our Contact Center will connect with you within 48 hours to walk you through the next steps.
As a credit union, we exist to help our members make the most of their financial opportunity. Helping you avoid overpaying for fees and interest is just one of the many ways HHCU is better for you!
It’s easy to apply for a new card or transfer balances. Why not get started today?
- Rates as low as 9.9% APR*
- No balance transfer fee
- No annual fee
- No cash advance fee
| Card Type | APR (Annual Percentage Rate)* |
|---|---|
| VISA Platinum | 9.90% |
| VISA Gold | 14.90% |
| VISA Classic | 17.90% |
*9.9% APR is valid for new purchases, balance transfers and cash advances on cash advances on personal HHCU Visa Platinum credit cards as of 11/20/2025. All loans are subject to credit approval. Card rate is based on credit worthiness. Rates subject to change. **Creditcards.com weekly rate report as of 8-26-24 places the average credit card interest rate at 20.56%. Methodology: The national average credit card APR is comprised of 100 of the most popular credit cards in the country, including cards from dozens of leading U.S. issuers. Introductory, or teaser, rates are not included in the calculations. | |
Balance Transfer FAQs
