Simplify how you manage credit card debt
Bring eligible credit card balances together with an HHCU Credit Card Balance Transfer. Many promotional credit card offers can become more costly after introductory periods end. Moving eligible balances to an HHCU Visa Credit Card may help you organize payments and manage interest costs with one card.
With a Hoosier Hills Credit Union Visa® Credit Card, you can enjoy rates as low as 9.9% APR*, PLUS no balance transfer fees, no annual fees and no cash advance fee. Have your rate and no fees, too! We make it easy to stop overpaying, month after month.
Apply Online
Choose the right application path
Choose an application to apply with a new membership or under your existing membership.
Already an HHCU Member? You may still need to choose New Membership.
Select New Membership if you’re:
- A joint owner on an account and want to open your own individual account.
- An individual account owner and want to open a joint account.
Apply with a new membership
Use this application to apply for an HHCU Visa Credit Card and become an HHCU Member, or to establish a separate membership.
Apply with a New MembershipApply under your existing membership
Use this application to apply for an HHCU Visa Credit Card under your existing HHCU membership.
Apply under Existing Membership
Already have an HHCU Visa Credit Card and interested in transferring your balance?
Complete the form that pops up when you select the “Transfer Now!” button below, and someone from our Contact Center will connect with you within 48 hours to walk you through the next steps.
As a credit union, we exist to help our Members make the most of their financial opportunity. Helping you avoid overpaying for fees and interest is just one of the many ways HHCU is better for you!
It’s easy to apply for a new card or transfer balances. Why not get started today?
- Rates as low as 9.9% APR*
- No balance transfer fee
- No annual fee
- No cash advance fee
| Card Type | Purchases APR | Balance Transfers APR | Cash Advance APR |
|---|---|---|---|
| Visa Platinum | 9.90% | 9.90% | 9.90% |
| Visa Gold | 14.90% | 14.90% | 14.90% |
| Visa Classic | 17.90% | 17.90% | 17.90% |
| Share Secured Visa | 17.90% | 17.90% | 17.90% |
*Rates updated as of 11/11/2026. Rates apply to purchases, balance transfers and cash advances. All loans are subject to credit approval. Card rates are based on creditworthiness and are subject to change. **A foreign transaction fee may be imposed on transactions processed outside of the United States. | |||
Balance Transfer FAQs
