Put Your Home’s Equity to Work—Borrow What You Need, When You Need It.
A HELOC loan will be sure to check all your boxes! Using the value of your home as security, get the cash you need at a better rate than what you would get with a personal loan. Home Equity Lines of Credit, or HELOCs, allow you to borrow only when needs arise and at a rate lower than that of a credit card or unsecured loan.
You can use a HELOC to reduce your overall payments on higher interest debt, pay unexpected bills, or improve your home.
Apply in Minutes.
Your access to a new line of credit is just a few, easy steps away!
Personal Loans
HHCU offers several Personal Loan options to best meet you where you are on your borrowing journey.
Visa Credit Card
Learn more about HHCU's Visa Credit Cards. Our low rates and fewer fees make this card a simpler way to borrow.
Fixed Rate Home Equity Loans
As the value in your home increases over time, you build equity to secure a loan at a lower rate than that of a personal loan.
HELOC Calculator
Curious about your estimated borrowing capacity with a HELOC? Use this calculator tool as a jumping off point. Or, call or visit us so that we can answer this question and more!
*Minimum variable HELOC rate is currently 8.250% APR. Maximum HELOC rate is 18% APR. APR = Annual Percentage Rate. Quoted rates are the lowest available rates and are accurate as of 5-21-24. Rates and terms are subject to change based on market conditions, borrower eligibility, credit history, lien position, property type, and other criteria.