Build Your Future with Growth You Can Count On.
With HHCU Certificates, you’ll enjoy guaranteed returns, flexible terms, and the peace of mind that comes with secure growth. A certificate is an account that allows you to earn higher dividends on your money in exchange for leaving it in the account for a set amount of time, or term.* This allows your funds to grow at a higher rate, without the risk of market-tied investments.
Want to determine your potential certificate interest growth? Calculate it here!
CALCULATE YOUR CERTIFICATE VALUATION
| Term | Minimum Deposit | Dividend Rate | APY |
|---|---|---|---|
| 60 month | $10,000.00 | 3.50 | 3.56% |
| 60 month | $500.00 | 3.25 | 3.30% |
| 48 month | $10,000.00 | 3.50 | 3.56% |
| 48 month | $500.00 | 3.25 | 3.30% |
| 36 month | $10,000.00 | 3.25 | 3.56% |
| 36 month | $500.00 | 3.50 | 3.30% |
| 30 month | $10,000.00 | 3.50 | 3.56% |
| 30 month | $500.00 | 3.25 | 3.30% |
| 24 month | $10,000.00 | 3.50 | 3.56% |
| 24 month | $500.00 | 3.25 | 3.30% |
| 18 month | $10,000.00 | 2.35 | 2.38% |
| 18 month | $500.00 | 2.10 | 2.12% |
| 12 month | $10,000.00 | 2.35 | 2.38% |
| 12 month | $500.00 | 2.10 | 2.12% |
| 12 month Save to Win | $25.00 | 2.10 | 2.12% |
| 6 month | $10,000.00 | 2.50 | 2.53% |
| 6 month | $500.00 | 2.25 | 2.27% |
| 5 month special** | $5,000.00 | 3.84 | 3.90% |
| 3 month | $10,000.00 | 1.20 | 1.21% |
| 3 month | $500.00 | 1.00 | 1.00% |
Deposits encouraged with the Save to Win certificate. Monthly and quarterly drawings held for cash prizes. Full terms and conditions available at hoosierhills.com/save-to-win/. Penalties for early withdrawals may apply and fees may reduce earnings. Rate and terms are subject to change based on market conditions, borrower eligibility, collateral and other criteria. *10 Month Certificate Special: APY=Annual Percentage Yield. Minimum balance of $5,000. Certificate will renew on maturity date for a 12-month term at then current rate. Early withdrawal penalties may apply. Not available for Public Funds. Federally insured by NCUA up to $250,000. Hoosier Hills Credit Union provides an additional $250,000 in coverage through ESI (Excess Share Insurance). Subject to cancellation at any time. Rates are effective as of 05/29/2025. **5 Month Certificate Special: APY=Annual Percentage Yield. Minimum balance of $5,000. Certificate will renew on maturity date for a 6-month term at then current rate. Early withdrawal penalties may apply. Not available for Public Funds. Federally insured by NCUA up to $250,000. Hoosier Hills Credit Union provides an additional $250,000 in coverage through ESI (Excess Share Insurance). Subject to cancellation at any time. Rates are effective as of 05/29/2025. Rates updated on 11/20/2025. | |||
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High Yield Money Market Account
Open a High Yield Money Market Account and enjoy safe, easy access to your funds while watching your savings grow.
Investments
Grow your future with confidence through our investment services. Enjoy personalized support, diversified options, and clarity every step of the way as your wealth works for you.
Certificate Disclosure:
*APY=Annual Percentage Yield. Penalties for early withdrawals may apply and fees may reduce earnings. Rates are terms are subject to change based on market conditions, borrower eligibility, collateral and other criteria. A minimum deposit of $500 is required to open all Certificates, excluding Save to Win, which can be opened with just $25. Terms range from 91 days to 60 months.