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Fraudulent Text Message Alert

Please be aware that fraudulent text messages are being sent by an unknown entity portraying themselves as HHCU. This scam seeks to verify a charge, and prompts the recipient to click a link to decline or cancel. Upon clicking the link, recipients are asked for their confidential login credentials.

To report this scam, verify the legitimacy of a text message alert, or if you have provided your confidential card or banking credentials to a fraudulent entity, please contact our Hoosier Hills Contact Center experts at 800.865.2612 or 812.279.6644, email us at info@hoosierhills.com, or notify your local Service Center.

Rates

Great Rates. Real Value.

Consumer Loans

Auto/Truck
Term2022 & Newer*2021*2020*2019*2018*2017 - 2011*2010 & Older*
36 months 6.40 6.75 7.25 7.51 7.75 8.75 9.01
48 months 6.27 6.62 7.13 7.38 7.62 8.63 8.88
60 months 6.20 6.55 7.04 7.29 7.79 8.80 9.06
66 months 6.45 6.82 7.27 7.52 7.92 8.93  
72 months 6.69 7.00 7.50 7.75      
78 months 6.82 7.12 7.62 7.87      
84 months 7.06            

*Rates updated as of 11/20/2025

*Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans.

**A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.

Motorcycle
Term2022 & Newer*2021*2020*2019*2018*2017 - 2011*2010 & Older*
36 months 7.96 8.21 8.21 9.21 9.21 10.21 10.95
48 months 7.96 8.20 8.20 9.21 9.21 10.20 11.36
60 months 7.96 8.21 8.21 9.21 9.21 10.21 11.86
66 months 8.21 8.71 8.71 9.71 9.71 10.71 11.86
72 months 8.21 8.71 8.71 9.71 9.71 10.71 12.36

*Rates updated as of 11/20/2025

*Rate may vary based on credit score. Street bikes only. No ATVs or dirt bikes.

**A $195 loan origination fee applies to Motorcycle loans. The fee is calculated into the APR provided in the payment examples.

Boat/RV
Term2022 & Newer*2021*2020*2019*2018*2017 - 2011*2010 & Older*
36 months 7.96 8.21 8.21 9.21 9.21 10.21 10.95
48 months 7.96 8.20 8.20 9.21 9.21 10.20 11.36
60 months 7.96 8.21 8.21 9.21 9.21 10.21 11.86
66 months 8.21 8.71 8.71 9.71 9.71 10.71 11.86
72 months 8.21 8.71 8.71 9.71 9.71 10.71 12.36
84 months 9.21 9.71 9.71 10.96 10.96 11.21 12.36
120 months 10.21 10.71 10.71 11.46 11.46 11.71 12.72
144 months 10.71 11.21 11.21 11.96 11.96 12.21 13.22

*Rates updated as of 11/20/2025.

*Rate may vary based on credit score.

** A $195 loan origination fee applies to Boat/RV loans. The fee is calculated into the APR provided in the payment examples.

ATV / Dirt Bikes / Tractor / Lawnmower / Misc
Term2022 & Newer*2021*2020*2019*2018*2017 - 2011*2010 & Older*
36 months 8.06 8.55 8.55 8.95 8.95 9.21 9.46
48 months 8.55 9.06 9.06 9.21 9.21 9.46 9.70
60 months 8.76 9.46 9.46 9.71 9.71 9.96 10.21
72 months 9.21 9.70 9.70 9.96 9.96 10.21 10.46
84 months 9.71 10.21 10.21 10.51 10.51 10.71 10.96

*Rates updated as of 11/20/2025.

*Rate may vary based on credit score.

** A $195 loan origination fee applies to ATV/Dirt Bikes/Tractor/Lawnmower/Misc. loans. The fee is calculated into the APR provided in the payment examples.

Unsecured Loan Rates
TermAPR (Annual Percentage Rate)*
12 months 10.15%
24 months 10.15%
36 months 10.75%
48 months 11.00%
60 months 11.15%

*Rates updated as of 11/20/2025

*Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.

 11/20/2025

Solar Loan Rates
TermAPR (Annual Percentage Rate)*Minimum Loan Amount
12 months 8.12% N/A
24 months 7.19% N/A
36 months 7.33% $3,000
48 months 7.14% $5,000
60 months 8.03% $7,000
72 months 7.95% $12,000
84 months 8.05% $20,000
96 months 8.22% $25,000
108 months 8.20% $25,000
120 months 8.43% $25,000
132 months 8.39% $30,000
144 months 8.38% $30,000
156 months 8.37% $30,000
168 months 8.62% $30,000
180 months 8.61% $30,000

*Rates updated as of 11/20/2025.

**Rate may vary based on credit score.

***A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Signature Loan Rates
TermAPR (Annual Percentage Rate)*
12 months 10.15%
24 months 10.15%
36 months 10.75%
48 months 11.00%
60 months 11.15%

*Rates updated as of 11/20/2025.

*Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.