An Account that Gives You Earnings and Access
If you are looking for a way to earn more on your savings, while still having access to your funds, a Money Market Account (MMA) may be a great solution. There is no minimum balance to open an MMA at Hoosier Hills Credit Union. Dividends are earned with a balance of $2,500 or higher. You can withdraw funds at any time. A $2.00 service fee applies if your average daily balance is less than $1,000.
| Balance | Dividend Rate | APY |
|---|---|---|
| $250,000 - Above | 2.15 | 2.17% |
| $100,000 - $249,999 | 1.80 | 1.81% |
| $50,000 - $99,999 | 1.50 | 1.51% |
| $25,000 - $49,999 | 1.05 | 1.06% |
| $10,000 - $24,999 | 0.85 | 0.85% |
| $2,500 - $9,999 | 0.65 | 0.65% |
| $0 - $2,499 | 0 | 0.00% |
* Rates may change after the account is opened. * Fees may reduce earnings on the account. * No minimum balance is due to open an account. * $2,500 minimum balance required to earn dividend * A $2.00 monthly service fee applies if month end balance falls below $1000. Rates effective as of 11/20/2025 | ||
| Term | Dividend Rate | APY* |
|---|---|---|
| $3,000,000 - Above | 3.98 | 4.05 |
| $1,000,000 - $2,999,999 | 3.78 | 3.85 |
| $500,000 - $999,999 | 3.49 | 3.55 |
| $250,000 - $499,999 | 3.11 | 3.15 |
| $5,000 - $249,999 | 0.05 | 0.05 |
*APY = Annual Percentage Yield. Rates are effective as of 11/20/2025. Minimum opening balance and average daily balance to avoid fees and earn dividends is $5,000. Fees may reduce earnings. Rates are subject to change. Not available for Public Funds. Qualification standards may apply. Rates effective as of 11/20/2025 | ||
Earn more with a Money Market Account
Contact us or visit your local Service Center to get started!
High Yield Money Market Account
Open a High Yield Money Market Account and enjoy safe, easy access to your funds while watching your savings grow.
Investments
Grow your future with confidence through our investment services. Enjoy personalized support, diversified options, and clarity every step of the way as your wealth works for you.
Save to Win
Turn saving into fun with Save to Win. Every $25 you deposit earns you another chance at prizes! You get the security of dividends and the thrill of winning, all while building your financial cushion.