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Fraudulent Text Message Alert

Please be aware that fraudulent text messages are being sent by an unknown entity portraying themselves as HHCU. This scam seeks to verify a charge, and prompts the recipient to click a link to decline or cancel. Upon clicking the link, recipients are asked for their confidential login credentials.

To report this scam, verify the legitimacy of a text message alert, or if you have provided your confidential card or banking credentials to a fraudulent entity, please contact our Hoosier Hills Contact Center experts at 800.865.2612 or 812.279.6644, email us at info@hoosierhills.com, or notify your local Service Center.

Teen Smart Spending Account

The Checking Account That Pays!

 

Smart Spending Starts Here!

Opening an account is quick and easy. Teens and joint account holders can open a Smart Spending Account by visiting any Hoosier Hills Credit Union Service Center. Whether you’re starting your financial journey or supporting one, our team makes the process simple and seamless!

Visit Us to Open An Account

 

Give the teen in your life the tools to manage money, make smart choices, and even earn a little extra.

The Smart Spending Account from Hoosier Hills Credit Union is a real checking account for teens ages 13 to 17. We call it a Smart Spending Account because teens aren’t writing checks — they’re tapping, transferring, and managing their money digitally. It comes with no monthly fees, a free debit card, full access to mobile and online banking, incentives, and more!

 

girl on phone

Teens can earn up to $25 a year just for having a job or volunteering. It is a simple way to teach money management while rewarding responsibility and real-world effort.

Whether you are a parent, grandparent, or trusted guardian, this account creates a safe and educational way for teens to learn how money works and grow their financial confidence.

smart spending

What Teens Get

  • Free debit card
  • No monthly fees
  • Mobile and online banking access
  • Direct deposit 
  • Financial Education and tools
  • Account ownership with a trusted joint account owner

 

 

Goal Based Savings

Goal-Based Savings

Create custom savings goals and track your progress with ease. 

Learn More

Reasons to Bank with HHCU

Reasons to Bank with HHCU

Enjoy exclusive perks better rates, and fewer fees as a member.

Learn More

Financial Tools

Online Banking

Stay in control of your money anytime, anywhere. You can check balances, pay bills, transfer funds, and track your spending—all from the comfort of your mobile device!

Learn More

 

Direct Deposit/Payroll Deduction

Set up Direct Deposit and get your money automatically — fast, secure, and hassle-free!

Why Use Direct Deposit?
 

Fast: Your funds are available right away—no need to wait for a paper check.
 

Safe: Avoid lost or stolen checks with secure, electronic transfers.
 

Convenient: No more trips to the Service Center or ATM.
 

Whether it’s your paycheck, Social Security, retirement income, or government benefits, Direct Deposit puts your money where it belongs—right in your account.
 

Make Saving Effortless with Payroll Deduction
 

Want to build your savings without thinking about it? With Payroll Deduction, a portion of your paycheck is automatically routed to either your savings account or loan payment. It’s the easy way to stay on track with your financial goals.
 

How to Get Started with Direct Deposit
 

Download Our Direct Deposit Form Here

 

Fill it out and give it to your employer or benefits provider. No need to turn it back in to us!
 

Need Help?
 

Visit your local Service Center or give us a call at 800.865.2612 — we’ll walk you through it.
 

Hoosier Hills Credit Union Routing Number: 283977633
 

Use this number when setting up Direct Deposit or Payroll Deduction.

 

 

Disclosures

*Rate is variable and may change after opening. No minimum opening balance. Fees could reduce earnings. Eligibility and qualification standards apply. Maximum bonus amount of $25 eligible per calendar year with proof of work or volunteering. Required form available in the Service Center. Bonus will be deposited into your Savings Account within 10 business days of completing and turning in the form.