November 1 – December 31, 2026
Holiday Payday
You could win back your purchase, up to $100!
From gifts to groceries, every eligible HHCU Visa® debit or credit card purchase is an automatic entry for a chance to win back your purchase amount, up to $100*!
*No purchase necessary. Open to eligible HHCU members age 18 or older. See official rules for complete details.
Everyday purchases.
Automatic entries!
No registration is needed. Every eligible HHCU card purchase during the promotion is an automatic entry—so the more eligible purchases you make, the more entries you get!
-
Use your HHCU card
Make a purchase with an eligible HHCU Visa® debit, credit, business debit, or business credit card from November 1 through December 31, 2026.
-
Get entered automatically
Each eligible purchase is automatically entered in the drawing for the day the purchase is made.
-
A winner is drawn daily
One winner is selected each day to win back their purchase amount, up to $100. Every winner receives at least $25, even if their purchase was less. We’ll contact winners within one week of the drawing.
Prefer to enter without a purchase? A handwritten mail-in entry option is available. View mail-in entry details and the official rules (PDF).
A little holiday surprise
No minimum purchase.
A little extra holiday cheer.
Winning card purchases receive at least $25 and up to $100. And because every prize is at least $25, a winning purchase under $25 means a little extra for you!
Winning mail-in entries receive $25 deposited into the Member’s Savings account.
Illustrative examples for selected winning entries. A purchase does not guarantee a prize.
A few things to know
Your Holiday Payday questions, answered.
Check eligibility and learn what happens if you win.
Who can participate?
The promotion is open to HHCU members in good standing who are at least 18 years old. HHCU employees, officials, and their immediate family members are not eligible. Void where prohibited by law.
Which cards are eligible?
HHCU Visa® debit, Visa credit, Visa business debit, and Visa business credit cards are eligible. HSA cards are not eligible.
How do I enter without a purchase?
If you do not use an HHCU debit or Visa credit card during the promotion period, you may submit a handwritten entry. Print your name, address, city, state, ZIP code, day and evening telephone numbers, and valid email address on paper, along with the words “Hoosier Hills Credit Union Visa Holiday Payday Prize Entry”.
Mail your entry to:
Hoosier Hills Credit Union630 Lincoln Avenue
Bedford, IN 47421
Attn: Marketing
Only one handwritten entry per household is accepted for the entire promotion. Each receives one chance to win and is added to the drawing on the day HHCU receives it. Entries must be received by midnight Eastern Standard Time on December 31, 2026. Review the official rules (PDF) for complete instructions.
How will I receive my prize?
HHCU will contact the winner within a week of the drawing, using available contact information. You do not need to be present to win.
Prizes for winning card purchases are credited to the debit or Visa® credit card account. If the winning credit card has a zero balance, the prize is credited to the linked Savings account. A winning handwritten entry receives $25 in Savings.
What are my chances of winning?
All entries have an equal chance of winning. Actual odds depend on the number of eligible entries received. There are 61 drawings and 61 prizes during the promotion.
Holiday Payday 2026 Official Rules
Read all the details, in one place.
Find your everyday card
Make your next move with HHCU.
Free Checking + a debit card
Open a Free Checking account and get a complimentary Visa® debit card for everyday purchases.
Explore Free CheckingHHCU Visa® credit cards
Compare HHCU credit card options and find the one that fits your needs.
Explore Visa credit cards*NO PURCHASE NECESSARY TO ENTER OR WIN. ALL ENTRIES HAVE AN EQUAL CHANCE OF WINNING. DRAWING OPEN ONLY TO HOOSIER HILLS CREDIT UNION MEMBERS. VOID WHERE PROHIBITED BY LAW.
Promotion runs November 1–December 31, 2026. Membership, age, and other eligibility requirements apply. HSA cards are not eligible. See the official rules (PDF) for complete terms, entry instructions, prize details, and exclusions.
Questions? Call us at 800.865.2612.