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Fraudulent Text Message Alert

Please be aware that fraudulent text messages are being sent by an unknown entity portraying themselves as HHCU. This scam seeks to verify a charge, and prompts the recipient to click a link to decline or cancel. Upon clicking the link, recipients are asked for their confidential login credentials.

To report this scam, verify the legitimacy of a text message alert, or if you have provided your confidential card or banking credentials to a fraudulent entity, please contact our Hoosier Hills Contact Center experts at 800.865.2612 or 812.279.6644, email us at info@hoosierhills.com, or notify your local Service Center.

Signature Loan

Personal Loans and Lines of Credit Backed by Personal Service and Care

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One Lump Sum. One Fixed Rate.

A Signature Loan provides one lump sum with a fixed rate and a defined repayment term. HHCU currently offers loan amounts up to $10,000 and terms up to 60 months. Review current APRs and available repayment periods below before choosing your application path.

View Current Rates Apply Online
Up to $10,000 Published maximum loan amount
Fixed Rate Published rate structure
Up to 60 Months Published maximum repayment period

Review current APRs and repayment terms in HHCU’s managed rate table.

Review, Compare, and Apply

Start with HHCU’s published loan information, then continue through the application path that matches your current membership status.

  1. Review the Basics

    Begin with the current maximum loan amount, fixed-rate structure and available repayment periods shown on this page.

  2. Compare Current APRs

    Use HHCU’s managed Signature Loan rate table to review current APRs for the published repayment periods.

  3. Choose Your Application Path

    Select the New Member or Existing Member option below to continue in HHCU’s secure application experience.

Signature Loan rates

Review Current APRs and Repayment Terms

The table below is HHCU’s managed source for current Signature Loan rates. Use it instead of relying on copied or previously viewed rate information.

Signature Loan Rates

Signature Loan Rates
TermAPR (Annual Percentage Rate)*
12 months 10.15%
24 months 10.15%
36 months 10.75%
48 months 11.00%
60 months 11.15%

*Rates updated as of 8/30/2026.

*Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.

Rates may vary based on credit score. The maximum APR that can be imposed is 21%. Review the managed table above for current APRs and repayment terms.

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Choose the right application path

Select the option that matches your current HHCU membership status to begin your secure Personal Loan application.

Not yet an HHCU Member?

Apply and become a Member

Use this application if you are applying for a Personal Loan and joining HHCU for the first time.

Apply as a New Member

Already an HHCU Member? Please choose the Existing Member application to the right.below.

Already an HHCU Member?

Apply as an existing Member

Use this application if you are already an HHCU Member and want to apply for a Personal Loan.

Apply as an Existing Member

Not yet an HHCU Member? Please choose the New Member application to the left.above.

Both options open HHCU’s secure application experience provided by MeridianLink. You’ll leave hoosierhills.com to continue.

Questions? Call us at 800.865.2612.

Questions Before You Apply?

Contact HHCU for help reviewing the current rate information or choosing the application path that matches your membership status.

Contact HHCU Find a Service Center

Disclosures

Rates may vary based on credit score. The maximum APR that can be imposed is 21%. Review HHCU’s managed Signature Loan rate table for current APRs and repayment terms.