Financial Ratios

What are my business financial ratios?

A regular review of your company's financial ratios can help you focus on areas that may need improvement. Liquidity, efficiency, and profitability ratios, compared with other businesses in your industry, can highlight any strengths and weaknesses you might have over your competition. It is also important to compare your ratios over time in order to identify trends.

Assets and Liabilities

Cash and marketable securities ($)

Accounts receivable ($)

Inventory ($)

Current assets ($)

Fixed assets
(includes building, equipment, land, vehicles, etc., less depreciation) ($)

Current liabilities
(includes wages, accounts and taxes payable) ($)

Long-term liabilities
(includes mortgages, notes and deferred taxes) ($)

Shareholder's equity ($)

Income & Expenses

Sales ($)

Cost of goods sold ($)

Gross profit ($)

Operating expenses
(includes market salaries, selling, and other administrative expenses) ($)

*Excess compensation paid to owners (if applicable) ($)

Operating income ($)

Investment income ($)

Interest expense ($)

Income before taxes ($)

Taxes ($)

Net profit ($)

"Adjusted" net profit* ($)

Reset

Income - Single	Income - Head of Household	Income - Married Filing Jointly	Income - Married Filing Separately	Federal Tax Rate
$0 - $11,600	$0 - $16,550	$0 - $23,200	$0 - $11,600	10%
$11,601 - $47,150	$16,551 - $63,100	$23,201 - $94,300	$11,601 - $47,150	12%
$47,151 - $100,525	$63,101 - $100,500	$94,301 - $201,150	$47,151 - $100,525	22%
$100,526 - $191,950	$100,501 - $191,950	$201,151 - $383,900	$100,526 - $191,950	24%
$191,951 - $243,725	$191,951 - $243,700	$383,901 - $487,450	$191,951 - $243,725	32%
$243,726 - $609,350	$243,701 - $609,350	$487,451 - $731,200	$243,726 - $365,600	35%
$609,351+	$609,351+	$731,201	$365,601	37%

Type	Residence	Tuition & Fees	With Room & Board
Public 4yr	Residence: In-state	Tuition & Fees: $11,260	With Room & Board: $24,030
Public 4yr	Residence: Out-of-State	Tuition & Fees: $29,150	With Room & Board: $41,920
Public 2yr	Residence: In-State	Tuition & Fees: $3,990	With Room & Board: $13,960
Private 4yr	Residence: N/A	Tuition & Fees: $41,540	With Room & Board: $56,190

Inflation		2.9%
U.S. Treasury Bills		3.3%
Long-Term Government Bonds		5.1%
U.S. Large-Company Stocks		10.3%
U.S. Small-Company Stocks		11.8%

Year	Inflation Rate
2014		1.6%
2015		0.1%
2016		1.3%
2017		2.1%
2018		2.4%
2019		1.8%
2020		1.2%
2021		4.7%
2022		8.0%
2023		4.1%