Enjoy the Freedom, Forget the Fees!
With interest rates that are approximately half that of the national average*, Visa Credit Cards from Hoosier Hills Credit Union help you keep more of your own money. Plus, we do it all without the fees you find with other cards.
| Rate/Fee | Hoosier Hills Visa Platinum* | National Average* |
|---|---|---|
| Annual Percentage Rate (APR) | 9.90% | 20.56% |
| Cash Advance Fee | 0 | 5% |
| Balance Transfer Fee | 0 | 5% |
| Card Type | Purchases APR | Balance Transfers APR | Cash Advance APR |
|---|---|---|---|
| Visa Platinum | 9.90% | 9.90% | 9.90% |
| Visa Gold | 14.90% | 14.90% | 14.90% |
| Visa Classic | 17.90% | 17.90% | 17.90% |
| Share Secured Visa | 17.90% | 17.90% | 17.90% |
*Rates updated as of 11/11/2026. Rates apply to purchases, balance transfers and cash advances. All loans are subject to credit approval. Card rates are based on creditworthiness and are subject to change. **A foreign transaction fee may be imposed on transactions processed outside of the United States. | |||
Apply Online
Choose the right application path
Choose an application to apply with a new membership or under your existing membership.
Already an HHCU Member? You may still need to choose New Membership.
Select New Membership if you’re:
- A joint owner on an account and want to open your own individual account.
- An individual account owner and want to open a joint account.
Apply with a new membership
Use this application to apply for an HHCU Visa Credit Card and become an HHCU Member, or to establish a separate membership.
Apply with a New MembershipApply under your existing membership
Use this application to apply for an HHCU Visa Credit Card under your existing HHCU membership.
Apply under Existing MembershipVisa Credit Card FAQs
