Enjoy the Freedom, Forget the Fees!
With interest rates that are approximately half that of the national average*, Visa Credit Cards from Hoosier Hills Credit Union help you keep more of your own money. Plus, we do it all without the fees you find with other cards.
| Rate/Fee | Hoosier Hills Visa Platinum* | National Average* |
|---|---|---|
| Annual Percentage Rate (APR) | 9.90% | 20.56% |
| Cash Advance Fee | 0 | 5% |
| Balance Transfer Fee | 0 | 5% |
| Card Type | APR (Annual Percentage Rate)* |
|---|---|
| VISA Platinum | 9.90% |
| VISA Gold | 14.90% |
| VISA Classic | 17.90% |
*9.9% APR is valid for new purchases, balance transfers and cash advances on cash advances on personal HHCU Visa Platinum credit cards as of 11/20/2025. All loans are subject to credit approval. Card rate is based on credit worthiness. Rates subject to change. **Creditcards.com weekly rate report as of 8-26-24 places the average credit card interest rate at 20.56%. Methodology: The national average credit card APR is comprised of 100 of the most popular credit cards in the country, including cards from dozens of leading U.S. issuers. Introductory, or teaser, rates are not included in the calculations. | |
Visa Credit Card FAQs
Switch to our low rate credit card and lower your payments
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Transfer Your Exisiting Credit Card Balance
Why overpay on interest? We're here to help you make the most of your opportunity. Transfer credit card balances to our low-rate Visa with no transfer fee!
CardValet
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CardSwap
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**9.9% Annual Percentage Rate (APR) is valid for new purchases, balance transfers and cash advances on personal HHCU Visa Platinum credit cards as of 8-26-24. All loans are subject to credit approval. Card rate is based on credit worthiness. Rates subject to change. Foreign Transaction Fee: 1.00% of each foreign currency transaction in U.S. dollars 1.00% of each U.S. dollar transaction that occurs in a foreign country.